Mortgage Basics | Fixed Rate Mortgage

When shopping for a mortgage, one of the most important decisions you will make is what type of mortgage to get. Here's what you need to know about a fixed-rate mortgage to make an informed decision. What is a fixed-rate mortgage? Investopedia describes a fixed rate mortgage as "a home loan with a fixed interest rate for the entire term of the loan." In other words, your monthly payment will stay the same, even if interest rates rise or fall. [Read More]

Should You Refinance Your Mortgage?

Are you considering refinancing your home, but not sure if it's the right choice? If so, it will help to know some pros and cons of refinancing so that you can make an informed decision.  Reasons To Refinance In general, you are going to want to refinance when there is a financial advantage to do so. Some people view this as lowering the monthly payment that they make each month, even if it means paying more money over the lifespan of the loan. [Read More]

Understanding Your Options For Disaster Relief Mortgage Services

Disaster relief mortgage services are services you may not even know are available. In fact, homeowners do not consider this as an option unless their local city or their mortgage company notifies them the services are available. If you believe you may be eligible for disaster relief, but you are unsure of what options are available, here are a few your mortgage company may offer. These will vary depending on your mortgage company and location, however, these are the most common options offered by mortgage services. [Read More]

Insight for Searching for the Right Fix-and-Flip Financing

Real estate investing is continually providing great opportunities for investing, whether it is a rental property or a renovation project. The financing that you secure for your real estate project is essential and needs to be convenient and make financial sense, so it is important to look for the right loan. Here are some tips to help you with the process to find a fix-and-flip loan agency to help with your investment property project. [Read More]