Want To Increase Your Chances Of Getting Approved?

A mortgage approval process sounds like a simple thing -- and it basically is -- but it can be thrown off track by the smallest of problems. A smooth application and approval is possible, but you need to prepare first so that, if the loan officer brings up any questions, you can settle the matters to the officer's satisfaction. Pay Attention to the Basics Don't ignore the basics of getting a mortgage. [Read More]

Things To Know About Using A Pawn Shop

Pawning jewelry is a practical way of raising funds when you are facing a financial shortfall. While jewelry pawning can be a highly effective solution, there are many individuals that are unsure of what they should expect when they find themselves needing to use a pawning service for their jewelry. Will You Get The Full Retail Value For Your Jewelry? Individuals will often assume that they will receive the full retail value of their pieces of jewelry. [Read More]

How To Decide Whether To Bail Someone Out Of Jail

If someone asks you to bail them out of jail, you may feel compelled to help. But don't make the mistake of committing to this until you've considered the situation from a well-reasoned perspective. Here are some things to take into consideration when you're deciding to bail someone out of jail. What Is Your Relationship to the Person? The first thing to look at is the connection that you have with the defendant. [Read More]

Buying a Home in Need of Repair with an FHA Section 203(k) Loan

Some houses listed for sale are not in top condition because of one or more needed repairs. These homes may linger unsold as prospective buyers perceive the repair issue as a major hurdle. Prospective home buyers can broaden their home search by including homes in need of repair that qualify for an FHA section 203(k) mortgage. An FHA section 203(k) mortgage differs from a regular FHA section 203(b) mortgage in that an allowance is made for the cost of needed repairs. [Read More]